Now open · 7 days free, no card

See your money
before it happens.

Every budgeting app tells you what you already spent. Forecents pulls every account, bill, and debt into one honest, live picture — then projects it forward, so you can budget with confidence, pay down debt without risking a bill, and know exactly where you stand.

Every bill found automatically. Every debt ranked. A forecast that ticks by the minute.

7 days free, no card to start · then $8/mo or $59/yr founding price · cancel anytime in two clicks

The demo needs no account and no card — look around first. How we handle your data →

Forecents in 60 seconds — the real app:

Poke around the real thing — live demo, no signup

Demo data shown — your dashboard runs on your real accounts.

Set up in under two minutes — watch:

Forecents

you@example.com
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Create account

No invite needed — open to everyone

Forecents Dashboard Accounts

Safe to spend

$1,284.51

Next event

2d 14:06:32

Linked institutions

+ Link a bank account

No institutions linked yet.

🔗

Forecents uses Plaid to
connect your account

🇺🇸 +1 · Phone (optional)
Continue

Continue without phone number

Plaid's optional sign-in — a phone number
makes re-linking faster, but you can skip it.

🔗 Secured by Plaid

Select your bank

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🏛️
💳
🏦
🏛️
💰

You log in on your bank's own page —
Forecents never sees your password.

🏛️

Sign in to your bank

yourusername
••••••••••
Sign in

This is your bank's page, not ours.

✅

Checking ···4321 connected

Your history is syncing in the background…

Safe to spend

$1,284.51

until payday · in 9 days

Next money event

Rent −$1,850

2d 14:06:32

A year of history, synced automatically

✓ Bills detected · forecast live · you're done

Your whole money picture, one screen

Live balances, a countdown to every bill, and a forecast with a confidence band — updating as your banks report.

Safe to spend

$1,284.51

until payday · Aug 22

Next money event

Rent −$1,850

2d 14:06:32

Projected balance — next 60 days

Netflix ● pending −$15.49
Paycheck +$2,450.00

A dashboard that looks ahead

Most finance apps are rear-view mirrors. Forecents is a windshield — see what's coming, plan the payoff, keep every bill covered.

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Live, not stale

Transactions stream in as your bank reports them — pending purchases included — and your dashboard updates without a refresh.

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Forecast, not history

Forecents finds your paychecks, rent, and subscriptions automatically, then projects your balance weeks ahead — with a countdown to every upcoming money event.

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One honest number

Safe-to-Spend: with every bill until your next paycheck accounted for, this is what's truly free — whether you spend it or throw it at the next debt on the list.

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Ask "what if?"

What if this income stopped? What if I paid off the car? Model it against your real numbers — including your savings and reserves — and get an exact date, not a guess. No more 2am spreadsheet sessions.

Built like your money depends on it

Because it does. Forecents connects through Plaid — the same network used by thousands of financial apps — and never sees your bank password.

  • ✓ Bank credentials never touch our servers — Plaid handles the connection
  • ✓ Encrypted in transit and at rest, down to the disk
  • ✓ Two-factor authentication on your account
  • ✓ Your data is never sold, shared, or used for ads — it powers your dashboard, period
  • ✓ Disconnect a bank or delete everything, any time, in one click

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Read the details:

Pricing

Simple now, simple later.

Monthly

$8/mo

Try everything free for 7 days — no card up front · cancel anytime

  • ✓ Unlimited linked accounts
  • ✓ Full forecasting & Safe-to-Spend
  • ✓ Budgets, goals, and live sync
  • ✓ Spending vs. national averages
Founding price

Annual

$59/yr

under $5/month · billed at signup · locked in for as long as you stay

  • ✓ Everything in Monthly
  • ✓ Founding rate never goes up on you
  • ✓ Two months free vs. paying monthly
Start your free trial Not sure? Try the live demo

Every plan includes everything — no feature gates, no tiers to decode. No ads, no selling your data — you're the customer, not the product.